These Terms of Use ("Terms") form a binding agreement between you ("you," "your," or "User") and Borderless Wealth, LLC, a limited liability company organized under the laws of the State of Wyoming, United States ("Borderless Wealth," "we," "us," or "our"). They govern your access to and use of our website, software, applications, and related services (collectively, the "Services").
By accessing or using the Services, creating an account, or clicking to accept these Terms, you confirm that you have read, understood, and agree to be bound by them and by our Privacy Policy, which is incorporated here by reference. If you do not agree, do not use the Services.
You must be at least 18 years old, or the age of legal majority in your jurisdiction, and able to form a binding contract to use the Services. The Services are not directed to children under 13, and we do not knowingly collect information from them (see our Privacy Policy). By using the Services, you represent that you meet these requirements and that your use complies with all applicable laws, including export-control and sanctions laws of the United States and your country of residence.
Some features require an Account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for safeguarding your credentials and for all activity under your Account. Notify us immediately at the contact below if you suspect unauthorized use. We may suspend or terminate Accounts that contain false information or that are used in violation of these Terms.
Subject to your compliance with these Terms and, where applicable, payment of fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business or personal purposes. This license does not transfer any ownership rights. We reserve all rights not expressly granted.
Certain Services are offered on a paid or subscription basis. By purchasing a Subscription, you authorize us and our payment processors to charge the applicable fees, taxes, and recurring amounts to your chosen payment method.
Subscriptions automatically renew for successive periods unless you cancel before the end of the current term. You may cancel at any time through your Account or by contacting us; cancellation takes effect at the end of the current billing period.
Except where required by applicable law, fees are non-refundable. Any refund or trial terms specific to a plan will be disclosed at the point of purchase. We may change prices on a prospective basis with reasonable notice.
You agree not to, and not to permit others to:
The Services, including all Software, text, graphics, logos, trademarks, and underlying technology, are owned by Borderless Wealth or its licensors and are protected by U.S. and international intellectual-property laws. "Borderless Wealth" and our logos are our trademarks; you may not use them without prior written consent. Any feedback you provide may be used by us without restriction or compensation.
You retain ownership of content you submit to the Services ("User Content"). You grant us a worldwide, non-exclusive, royalty-free license to host, store, process, and display your User Content solely to operate and improve the Services. You represent that you have the rights necessary to grant this license and that your User Content does not violate any law or third-party right. We may remove User Content that violates these Terms.
The Services may integrate with or link to third-party products, including advertising and analytics platforms such as Meta and Google. We are not responsible for third-party services, and your use of them is governed by their own terms and privacy policies. Inclusion of a link does not imply endorsement.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, error-free, secure, or that results obtained will meet your expectations. We make no guarantee of any specific financial, business, or advertising outcome.
TO THE FULLEST EXTENT PERMITTED BY LAW, BORDERLESS WEALTH AND ITS OFFICERS, MEMBERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
You agree to defend, indemnify, and hold harmless Borderless Wealth from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your User Content, or your violation of these Terms or applicable law.
These Terms remain in effect while you use the Services. We may suspend or terminate your access at any time, with or without notice, if you violate these Terms or to protect the Services or other users. You may stop using the Services at any time. Provisions that by their nature should survive termination (including IP, disclaimers, liability limits, indemnification, and dispute resolution) will survive.
These Terms are governed by the laws of the State of Wyoming and the applicable federal laws of the United States, without regard to conflict-of-law principles. Where mandatory consumer-protection laws of your country of residence apply, nothing in these Terms limits the rights those laws grant you.
Please contact us first; most concerns can be resolved informally. If a dispute is not resolved within 30 days, you and Borderless Wealth agree that any dispute arising out of these Terms or the Services will be resolved by binding individual arbitration administered under the rules of a recognized arbitration body, seated in Wyoming, rather than in court, except that either party may bring claims in small-claims court or seek injunctive relief for intellectual-property matters.
Class-action waiver. To the extent permitted by law, disputes will be resolved on an individual basis, and you waive any right to participate in a class or representative action. You may have the right to opt out of arbitration by notifying us in writing within 30 days of first accepting these Terms.
We may update these Terms from time to time. If we make material changes, we will post the revised Terms here with a new "Last updated" date and, where appropriate, provide additional notice. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.
These Terms, together with the Privacy Policy and any plan-specific terms, are the entire agreement between you and us. If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. Neither party is liable for delays caused by events beyond its reasonable control (force majeure).
Questions about these Terms? Reach us at: